Privacy and Policy

ONLINE TERMS AND CONDITIONS: NOTICE

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND DATA PROTECTION AND PRIVACY POLICY BEFORE USING THE ONLINE SERVICES OR THIS WEB SITE.

THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND BEBANKABLE ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEB SITE MAY BE USED. USE OF THE ONLINE SERVICES IMPLIES THAT YOU ACCEPT THESE TERMS AND CONDITIONS.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS PLEASE DO NOT ACCESS THIS WEB SITE AND DO NOT USE THE ONLINE SERVICES.

NOTHING ON THE WEB PAGES SHOULD BE CONSTRUED AS AN OFFER OR COMMITMENT TO ARRANGE BANK FINANCE OR A COMMITMENT THAT BANK FINANCE WILL BECOME AVAILABLE FROM INSTITUTIONS, BANKS OR COMPANIES BASED ON INFORMATION AND SERVICES AVILABLE ON THESE WEBPAGES.

ALL COMPANIES, INSTITUTIONS, AND BANKS HAVE THEIR OWN PROCEDURES AND CRITERIA OF FUNDING SMES. USERS OF THE WEBSITE NEED TO CONTACT THE RESPECTIVE COMPANIES, INSTITUTIONS, AND BANKS TO APPLY AND AVAIL OF THEIR SERVICES AND FACILITIES.

BEBANKABLE

BeBankable is a public service project of SmartGlobal FZ LLC, PO bOx 500701 “BeBankable”).

JURISDICTION AND RESTRICTIONS

BEBANKABLE manages and maintains this Web Site from Dubai, UAE. DUBAI UAE makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These Terms and Conditions are governed by Dubai and UAE Law and any dispute shall be subject to the exclusive jurisdiction of the Dubai Courts.

INFORMATION AND SERVICES

The information on this Web Site should not be regarded as an offer, invitation, advice or recommendation to use any services of BEBANKABLE, or products and services of banks and companies. Before using any products or services described on this Web Site please check information. This Web Site does not constitute an offer on the part of BEBANKABLE, listed banks and companies to provide products or services described therein.

DISCLAIMER

BEBANKABLE MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING THIS WEB SITE OR THE MATERIALS AND INFORMATION CONTAINED OR REFERRED TO ON EACH PAGE ASSOCIATED WITH THIS WEB SITE. THE MATERIAL AND INFORMATION CONTAINED ON THIS WEB SITE IS PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING BUSINESS DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR MORE UP-TO-DATE SOURCES OF INFORMATION OR SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.

GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND OTHER DATA PRESENTED IS APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY THE EDITORS ON CERTAIN EXTERNAL DATA WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. BEBANKABLE ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY FROM ACTION TAKEN, OR NOT TAKEN, IN RELIANCE ON MATERIAL OR INFORMATION CONTAINED ON THIS WEB SITE. IN PARTICULAR, NO WARRANTY IS GIVEN THAT INFORMATION MATERIAL OR DATA IS ACCURATE RELIABLE OR UP TO DATE.

BEBANKABLE, LISTED BANKS AND COMPANIES ACCEPT NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS WEB SITE, HOWSOEVER ARISING, AND INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS WEB SITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR DUE TO ANY UNAVAILABILITY OF THE WEB SITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES.

PLEASE NOTE THAT ANY SERVICE USED FROM THIS WEB SITE IS AT YOUR OWN RISK AND BEBANKABLE NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY LOSS OR DAMAGE, (WHETHER DIRECT OR INDIRECT), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEB SITE.

ANY HYPERLINKS FROM THIS WEB SITE EXIST FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND BEBANKABLE ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING CONSEQUENTIAL LOSS) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR LOSS ARISING DIRECTLY OR INDIRECTLY FROM DEFECTS WITH SUCH SITES. BEBANKABLE’S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIAL ON SUCH SITES.

BEBANKABLE DOES NOT GUARANTEE THAT ANY E-MAILS FROM THE WEB SITE WILL BE SENT TO YOU OR RECEIVED BY BEBANKABLE NOR DOES BEBANKABLE WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION.

USE AND DISCLOSURE OF PERSONAL INFORMATION

All information that you voluntarily submit to us will be electronically delivered to our web servers. BY USING THIS SITE YOU CONSENT TO THE TRANSFER OF THIS INFORMATION AND TO OUR USE OF SUCH DATA AS OUTLINED IN THIS POLICY.

TYPES OF INFORMATION COLLECTED

We collect three types of information:

  • Traffic Data. Our Site automatically recognizes the following non-personally identifiable information when you visit the Site: (i) IP address; (ii) domain server; (iii) type of computer; and (iv) type of web browser (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify you, but is helpful for marketing purposes and for improving your experience on the Site. We use this information to examine our traffic in aggregate and to ensure the security of the data and our infrastructure.
  • Business Information. As part of BEBANKABLE service, you may choose to upload and store information related to your business or planned business to the Site. Such information may include business plans, investor presentations, and other documents related to your business or planned business (collectively, the “Business Information”). BEBANKABLE understands and recognizes the sensitivity of your Business Information and the need to protect its security and confidentiality. As such, BEBANKABLE and its employees are fully committed to holding your Business Information in strict confidence. Except as described in the Terms of Use, BEBANKABLE and its employees will not share or disclose your Business Information with any other parties.
  • Personal Information. In order for us to fully serve you and for you to fully access certain services that we offer via the Site, we require you to provide us with information that personally identifies you or your company (“Personal Information”). Personal Information may include Contact Data (such as your name, job title, occupation, phone number, company name, company address, mailing and e-mail addresses); If you communicate with us by e-mail, send or post messages or other communications on our Site, or otherwise complete online forms, surveys, or any other data-gathering technologies that we may provide, any information provided in such communication may be collected as Personal Information. Our use of this Personal Information is set forth below. SUBMITTING PERSONAL INFORMATION IS YOUR CHOICE.

USE OF BUSINESS INFORMATION COLLECTED

In relation to any information or materials which you submit to BEBANKABLE using this Web Site, BEBANKABLE and its employees will not copy, transmit, distribute, and publish the information or any portion thereof. You agree that BEBANKABLE will ensure that it takes all possible material steps to keep the information that you submit through the website confidential but shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this Web Site.

USE OF PERSONAL INFORMATION COLLECTED

The Personal Information you enter on this Site is used to respond or contact you when necessary and to provide our visitors with a better Internet experience. When you request information or services from BEBANKABLE, we collect certain Personal Information from you including your name, address, email address and telephone number. From time to time, we aggregate Personal Information entered into our Site in order to identify our demographic audience (collective characteristics/ behavior) and to measure overall interest in specific areas of the Site. By aggregating the Personal Information into a form whereby we can no longer personally identify you, we are allowed to analyze how and where to best use our resources without impinging on your privacy. BEBANKABLE will keep your Personal Information private unless such disclosure is necessary to:

  • Comply with the law, a court order or legal process;
  • Protect our rights or property; or
  • Enforce our Terms of Use.

SECURITY OF PERSONAL INFORMATION

Your Personal Information is stored on secure web servers that are not accessible by third parties. However, while we take efforts to ensure the integrity and security of the networks and systems that we use to provide our products and services, we cannot absolutely guarantee that our security measures will prevent third-party “hackers” or other malfeasants from illegally obtaining this information and we cannot and do not assume liability for any breaches of this privacy policy that may occur either due to illegal breaches of our security or to any malfunctions of the technology utilized by BEBANKABLE.

INDEMNITY

You hereby agree to indemnify and to keep BEBANKABLE fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by BEBANKABLE arising from or which is directly or indirectly related to:

  • your access to and/or use of BEBANKABLE’s Web Site and/or any other person or entity’s use of this service or Web Site where such person or entity was able to access the service or Web Site using your user id and/or password; or
  • any breach or non-observance of any of these terms and conditions by you or by any other person or entity where such person or entity was able to access and/or use the Internet service or Web Site by using your user id and login password.

TERMINATION

BEBANKABLE may terminate this Agreement, your access to this Web Site and use of its service at any time, with or without cause or notice.

MODIFICATION

BEBANKABLE reserves the right in its discretion to change without prior warning or notice any information or material contained on this Web Site and the terms and conditions under which this Web Site is used.

INTELLECTUAL PROPERTY RIGHTS

All contents of this Web Site including, but not limited to the text, graphics, links and sounds are the copyright of BEBANKABLE. They are also published in the form of a book. The material is for the use of the SME community without any restriction. The website material can be used, distributed or published with the prior written consent of BEBANKABLE.

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